Citi Custom Cash Card Design - myFICO® Forums - 6355106Citi Custom Cash: Who Is This Card For?

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74 percent (variable) Excellent partner for the Citi Premier Card and Citi Double Money Card Cons The 5 percent benefit category has a $500 costs cap per billing cycle You need to track your total spending considering that you only make 5 percent back in one classification at the end of the billing cycle 3 percent foreign deal cost A deeper check out the present card deal, Quick highlights: 5 percent cash back (on as much as $500 each billing cycle, then 1 percent) on your top spending category each billing cycle: 20,000 Thank, You Pointsworth $200 in money backafter investing $750 on purchases in the very first three months: $0: 0 percent for 15 months: 0 percent for 15 months: 14.

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74 percent (variable) Present sign-up reward, New cardholders can earn $200 cash back after investing $750 in purchases within their very first 3 months, which can be found in the type of 20,000 Thank, You points. A deal worth $200 is on par with the sign-up bonuses you'll discover on a few of the most popular cash back cards, and the Citi Custom-made Cash card's costs requirement is easy to satisfy.

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7 percent. Here's how accumulates to that of similar rewards cards when you break down the benefit as a return on spend: Rewards rate, Although it's marketed as a cash back card, the Custom-made Money really makes Citi Thank, You Points. All of Citi's no yearly charge cards make "fundamental" Thank, You points, which are somewhat different from the full-fledged Thank, You points you gather with the Citi Premier Card or Citi Status Card.

However, unlike the points you 'd earn with some other Citi cards, Thank, You points earned with the Custom-made Money card retain their value when redeemed towards money back or declaration credits. Here's our breakdown of the Citi Custom Cash's rewards program and how to squeeze the most value from each point.